Auto Insurance
Your policy shouldn't be a mystery until the tow truck shows up.
We read every line of your auto policy before you sign it. Most drivers don't find the gap in their coverage, they find it in the middle of a police report.
What's Covered
An agent who answers. A rate that gets checked, not just charged. Here's what that covers:
Liability. Pays out when you're at fault. Texas sets the legal floor at 30/60/25. A bad wreck blows past that floor fast.
Collision. Your car gets fixed or replaced, wreck's your fault or not.
Comprehensive. Hail, a deer strike, a stolen catalytic converter, a cracked windshield: all comprehensive claims, not collision.
Uninsured/underinsured motorist. Covers you when the other driver's policy is thin or nonexistent, which happens more than people think.
Medical payments (PIP). Your bills and your passengers' bills, paid regardless of fault.
Rental reimbursement and roadside. Worth adding if you can't be without a car for a week. Skip it if you can.
Legal minimum. Not the same thing as covered.
Texas requires 30/60/25 liability coverage: $30,000 per person and $60,000 per accident for injuries, $25,000 for property damage. That number was set by a legislature, not by what a hospital bills after a bad wreck. We'll show you the gap before a claim does.
Verified against current Texas Department of Insurance minimum liability requirements as of August 2026.
FAQ
Questions, answered.
Are you stuck selling one insurance company's product?
No. We're independent. We shop the market instead of pitching one carrier.
Will there be a gap in coverage if I switch?
No, we time the switch so there isn't one.
I've got a ticket or an accident on my record. Can you still help?
Yes. That's exactly when shopping the market matters most.
Find out what's really in your policy.
One conversation. A real comparison across carriers. No pressure to switch today.
Get a Quote